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Annual financial statements
Balance sheet as at 31 December 2015 – equity and liabilities
31.12.2015
31.12.2014
In euros
In euros
In thousands of
euros
In thousands of
euros
1. Liabilities to banks
a) Maturing daily
1,384,685,430.26
1,769,346
b) With an agreed term or period of notice
2,296,218,213.11 3,680,903,643.37
1,765,595
3,534,941
2. Liabilities to customers
a) Savings account deposits,
of which:
480,580,321.77
498,737
aa) Maturing daily
0
0
bb) With an agreed term or period of notice
480,580,321.77
498,737
b) Other liabilities,
of which:
1,336,741,226.99 1,817,321,548.76
1,198,758
1,697,495
aa) Maturing daily
685,641,793.82
564,174
bb) With an agreed term or period of notice
651,099,433.17
634,584
3. Liabilities evidenced by paper
a) Debt securities issued
0
0
b) Other liabilities evidenced by paper
1,368,435,790.20 1,368,435,790.20
1,313,026
1,313,026
4. Other liabilities
68,951,856.78
56,565
5. Deferred income
5,069,988.25
8,986
6. Provisions:
a) Provisions for redundancy payments
8,569,085.70
8,106
b) Pension provisions
23,776,516.99
23,023
c) Tax provisions
5,040,000.00
0
d) Other
11,851,912.42 49,237,515.11
14,017
45,146
6.A Fund for general banking risks
0
0
7. Supplementary capital
36,119,500.00
29,679
8. Additional core capital
0
0
8.A Mandatory convertible bonds
0
0
8.B Instruments with no voting rights
0
0
9. Subscribed capital
84,950,000.00
84,950
10. Capital reserves:
a) Allocated
79,342,800.00
79,343
b) Unallocated
0 79,342,800.00
0
79,343
11. Revenue reserves:
a) Statutory reserve
8,495,000.00
8,495
b) Reserves required under the articles of associ-
ation
0
0
c) Other reserves
149,365,823.95 157,860,823.95
138,258
146,753
of which:
Allocated reserves
11,641,930.57
11,642
Reserve pursuant to section 225, paragraph 5
of the UGB
0
0
12. Liability reserve pursuant to section 57, paragraph
5 of the BWG
67,200,000.00
67,200
13. Net income
1,705,222.02
8,500
14. Untaxed reserves:
a) Asset valuation reserve for special depreciations
5,725,652.34
6,521
b) Other untaxed reserves,
of which:
0
5,725,652.34
0
6,521
aa) Investment reserve pursuant to section 9 of
the income tax act (EStG) 1988
0
0
bb) Investment allowance pursuant to section
10 of the EStG 1988
0
0
cc) Rental reserve pursuant to section 11 of the
EStG 1988
0
0
dd) Transfer reserve pursuant to section 12 of
the EStG 1988
0
0
TOTAL equity and liabilities
7,422,824,340.78
7,079,105