41
Annual financial statements
A result of the switch from Basel II to Basel III in the financial year 2014 and the consequently restricted comparability with the financial
year 2013, the previous year’s figures shall not be indicated.
A result of the switch from Basel II to Basel III in the financial year 2014 and the consequently restricted comparability with the financial
year 2013, the previous year’s figures shall not be indicated.
Schedule for the consolidation of the regulatory capital (section 64, paragraph 1, line 17 of the BWG)
Regulatory capital
31.12.2014
In euros
Subscribed capital
84,950,000
Capital reserves
79,342,800
Other reserves
217,251,383
CORE CAPITAL before deductions
381,544,183
Deductions
–2,072,329
CORE CAPITAL
379,471,854
Regulatory capital before deductions
29,572,530
Deductions
–69,463
SUPPLEMENTARY CAPITAL
29,503,067
REGULATORY CAPITAL
408,974,921
Capital ratios
Ratio
Amount
In euros
Common equity
12.52%
381,544,183
Minimum requirement common equity
4.00%
121,870,841
Common equity surplus
259,673,342
Common equity
12.52%
381,544,183
Minimum requirement common equity
5.50%
167,572,406
Common equity surplus
213,971,777
Regulatory capital total capital
13.49%
411,047,250
Minimum requirement total capital
8.00%
243,741,681
Total capital surplus
167,305,569
Capital ratios
Ratio
Amount
In euros
Common equity
12.24%
379,471,854
Minimum requirement common equity
4.00%
124,039,204
Common equity surplus
255,432,650
Common equity
12.24%
379,471,854
Minimum requirement common equity
5.50%
170,553,906
Common equity surplus
208,917,948
Regulatory capital total capital
13.19%
408,974,921
Minimum requirement total capital
8.00%
248,078,409
Total capital surplus
160,896,513
