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25
Management report
The fall in balance sheet assets is primarily due to significant decreases in receivables from customers and securities held beneficially. Re-
ceivables from customers fell by 113.40 million euros, or 4.5 per cent, to 2,405.21 million euros and securities held beneficially by 160.75
million euros, or 9.7 per cent, to 1,502.60 million euros. Also down were other assets, by 5.4 per cent or 7.08 million euros at 124.71 mil-
lion euros. Receivables from banks were marginally down, falling by 4.63 million euros, or 0.2 per cent, to 2,826.36 million euros, as were
our participating interests, including investments in affiliated companies. These fell by 0.1 per cent or 0.22 million euros to 210.75 million
euros.
At the end of 2012 receivables from customers broke down as follows:
Appropriation of funds and asset structure
31.12.2012
31.12.2011
Change
millions of
euros
per cent
millions of
euros
per cent
millions of
euros
per cent
Receivables from
banks
2,826.36
40.0% 2,830.99
38.5%
–4.63
–0.2%
Receivables from customers
2,405.21
34.0% 2,518.61
34.2%
–113.40
–4.5%
Securities
1,502.60
21.3% 1,663.35
22.6%
–160.75
–9.7%
Participating interests,
including
shares in
affiliated companies
210.75
3.0%
210.97
2.9%
–0.22
–0.1%
Other assets
124.71
1.8%
131.79
1.8%
–7.08
–5.4%
Assets
7,069.63
100.0% 7,355.71
100.0%
–286.08
–3.9%
RLB Tirol AG 2012 breakdown by sector
2012
2011
Change Proportion of
total loans
Thousands of
euros
Thousands of
euros
per cent
per cent
Agriculture, forestry and cooperatives
22,094
22,839
–3.3%
0.9%
Transport
119,786
127,412
–6.0%
5.0%
Trade
487,414
531,209
–8.2%
20.3%
Manufacturing industry
115,330
147,096
–21.6%
4.8%
Employed persons, private
446,022
493,107
–9.5%
18.5%
Tourism and leisure industry
368,202
361,780
1.8%
15.3%
Public sector and social insurance
160,998
187,335
–14.1%
6.7%
Self-employed persons
68,102
55,210
23.4%
2.8%
Commerce
158,854
154,665
2.7%
6.6%
Others (residential building associations and other non-banks)
458,413
437,958
4.7%
19.1%
Total
2,405,215
2,518,610
–4.5%
100.0%